How long will mortgage rates stay so low?

How long will mortgage rates stay this low? Home prices in Raleigh have fallen steadily since 2008 and there’s no sign that prices will move up anytime soon. We know the inventory is still high and we know there is more coming but I can’t predict rates that way. Shoot, every time I have tried to make [...]

Community Development Loan Programs for Raleigh

If you want to buy a home in Raleigh but need help with a down payment or your closing costs, Raleigh has options to help with your mortgage. If your income qualifies, you could be eligible for OWNER (Ownership Within Neighborhoods to Encourage Revitalization) Program for the city of Raleigh. Qualified home buyers may be [...]

Getting started with a Real Estate Buyer’s Agent

Ever call an agent about seeing a house? How was your experience? Before you start viewing home, meet with an agent and plan your move. Don’t hire an agent you don’t like and have issue with trusting. A quality agent that know the area will plan your first house hunting trip carefully. Review your likes [...]

Get a mortgage for $100 in Raleigh using Homepath

There are mortgage programs for home buyers with as little as $100 out of pocket. Homepath financing has low down payment requirements and is easy to qualify for. Friends and family, real estate agents, the news all keep talking about buying a home. Don’t let it stress you out. But, if you want to own [...]

Buying a home in 2011?

Did you know the time it takes to get your loan approved could cost you money? The new due diligence purchase contract for North Carolina is in full effect and time can now cost you money because loan approval is not a contingency in the contract anymore.  The best way to handle your loan is [...]